Tips to Avoid ID Theft
Despite the efforts of law enforcement, Identity Theft is becoming more
sophisticated and the number of new victims is growing. In general, consumers
are protected against liability for unauthorized accounts or transactions under
federal and state law and by financial industry practices. However, innocent
victims of Identity Theft sometimes do suffer losses. And if the crime is not
detected early, people may face months or years cleaning up the damage to their
reputation and credit rating, and sometimes they lose out on loans, jobs and
other opportunities in the meantime. The evolution of Identity Theft includes
the spread of fraudulent "phishing" e-mails. These are unsolicited e-mails
purportedly from a legitimate source - perhaps your bank, utility company,
well-known merchants, your Internet service provider or even a trusted
government agency such as the FDIC - attempting to trick you into divulging
Protect your Social Security number (SSN), credit card and debit card numbers, PINs (personal identification numbers), passwords and other personal information.
Protect your incoming and outgoing mail.
Keep your financial trash "clean."
Keep a close watch on your bank account statements and credit card bills.