Money Market


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Round Top State Bank

 


MONEY MARKET FUND ACCOUNT

Minimum Deposit to Open Account....................................$2,500.00
Balance Required to Avoid Service Charge.........................$2,500.00

Monthly service charge: $15.00 if balance falls below $2,500.00 on any day during the monthly statement cycle.

For INTEREST RATE and ANNUAL PERCENTAGE YIELD information see Investment Products

Minimum balance required to obtain APY as listed.........................$2,500.00
Method of computation.............................................................Daily Balance
(The Daily Balance is determined by the application of a daily periodic rat to the full amount of principal in the account each day.)
Interest compounded.........................Daily
Interest credited............................Monthly
Accrual of interest on non-cash deposits:  Interest begins to accrue when funds are collected.

If you close your account before interest is credited, you will receive the accrues interest up to, but not including, date of closure.

Your interest rate and annual percentage yield may change.  At our discretion, we may change the interest rate on your account at any time.  

Statement Period......................................................................Monthly
Cost for check printing varies depending on the style of checks ordered.
Overdraft Charge......................................................................$24.50 per item
Nonsufficient funds (NSF) charge...........................................$24.50 per item
Stop Payment Charge..............................................................$22.00 per item
Deposit Check Return Charge.................................................$3.00 per item
Transaction Limitations: Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per monthly statement cycle.

You are limited to six withdrawals per statement cycle.  A service fee of $5.00 will be charged for each debit transaction in excess of six during a monthly statement cycle.  If you exceed these limits, we may change your account, with advance notice, to a checking plan, or close your account.

Early closing fee:  Accounts must remain open for six months to avoid a $25.00 early closing fee. 

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Round Top State Bank             Round Top State Bank is an Equal Opportunity Employer                Round Top State Bank

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