Savings Account


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Round Top State Bank

 


Round Top State BankSAVINGS ACCOUNT

Minimum amount to open account.........................$100.00
Balance required to avoid service charge.................$10.00
Quarterly Service Charge:  $1.00 if balance falls below $10.00 on any day 
during the quarterly statement cycle.  

For INTEREST RATE and ANNUAL PERCENTAGE YIELD information see  Investment Products

ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.

Method of Computation:  Daily Balance
(The Daily Balance is determined by the application of a daily periodic rate to the full amount of principal in the account each day.)
Interest Compounded:  Daily
Interest Credited:  Quarterly
Accrual of interest on non-cash deposits:  Interest begins to accrue when funds are collected.
If you close your account before interest is credited, you will receive the accrued interest up to, but not including, date of closure.
Your interest rate and annual percentage yield may change.  At our discretion, we may change the interest rate on your account at any time.  

Statement Period............................................................................Quarterly
Overdraft Charge...........................................................................$24.50 per item
Non-sufficient Funds (NSF) Charge................................................$24.50 per item
Stop Payment Charge.....................................................................$22.00 per item
Deposit Check Return Charge (Charge Back)................................$3.00 per item

Transaction Limitations:  Transfers from a Savings account to another account or to third parties by preauthorized, automatic or telephone are limited to six per month.

Fees:  An excess withdrawal fee of $1.00 will be charges for each withdrawal in excess of six during a quarterly statement cycle.     


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Round Top State Bank             Round Top State Bank is an Equal Opportunity Employer                Round Top State Bank

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