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FDIC

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Personal Checking Account

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An Everyday Account with Personal Service You Can Count On

A checking account should be straightforward, reliable, and easy to manage. At Round Top State Bank, our Personal Checking Account is designed for everyday banking, offering convenient access to your funds with no monthly fee when you maintain a $500 minimum daily balance.

Whether you're managing your daily expenses, paying bills, or making purchases, this account gives you the flexibility you need with the personal service you deserve.

Features & Benefits

  • No Monthly Service Charge when you maintain a $500 minimum daily balance.
  • First Book of Basic Checks Free – Get started with your first set of basic checks at no cost.
  • Free Debit Card – Make purchases and access cash conveniently.
  • Low Opening Deposit – Open your account with just $100.
  • FDIC Insured – Your deposits are safe and secure.
  • Simple, Transparent Fees

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Balance Requirements & Fees

Minimum Daily Balance

Monthly Service Charge

$500 & Over

No Charge

$400-499.99

$3.00

$300-399.99 

$4.00

Below $300

$5.00

The information on the account does not constitute a full account disclosure. For more information, please contact a New Accounts Representative.

Special Benefits for Seniors & Students

We offer no monthly service charges for:

  • Customers 60 and older 
    Senior Checking
  • Full-time students (with proper enrollment verification)
    Student Checking

Open Your Personal Checking Account Today

We make it easy to start banking with confidence. Visit your nearest Round Top State Bank branch to open an account today.

Ready to make the switch from your old bank? Download a switch kit and send it to your local branch.

Find A Branch  Download a Switch Kit

Round Top State Bank
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Resources

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Important Notices

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