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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Business Checking Accounts

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Flexible Options for Businesses of All Sizes

At Round Top State Bank, we understand that every business has different financial needs. That’s why we offer three business checking account options, giving you the flexibility to choose the one that best fits your operations.

Whether you're looking for a simple, no-fee account, an interest-earning option, or a higher-yield money market account, we have a solution for you.

All of our business checking accounts come with:

  • No charge for debit cards
  • Local servicing and personalized support
  • Easy account management with online and mobile banking

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Business Checking from Round Top State Bank


Business Checking

Business Now Checking
Only eligible for sole proprietorships, government entities, and non-profit organizations.

Business Money Market Checking

Best for

Businesses needing an everyday account.

Eligible entities needing a checking account that pays interest.

Businesses looking for competitive interest rates.

Minimum Daily Balance

$500

$1000

$2500

Interest

No

Yes
See Interest Rates

Yes, Tiered Rates
See Interest Rates

Transaction Limits

No

No

Yes, a service fee of $5.00 will be charged for each debit transaction in excess of six during a monthly statement cycle.

Checks

First Book of Basic Checks Free

First Book of Basic Checks Free

Free Introductory Starter Checks

Debit Card

Free

Free

Free

Fees

Maintain a minimum daily balance of $500 to avoid a monthly service charge*.

Monthly service charge of $5.00 will be assessed if minimum daily balance falls below $1000 on any day during the monthly statement cycle.

Monthly service charge of $15 will be assessed if minimum daily balance falls below $2500 on any day during the monthly statement cycle 

*Business Checking Tiered Fees

*Minimum Daily BalanceMonthly Service Charge
$500.00 and overNo Charge
$400.00 - $499.99$3.00
$300.00 - $399.99$4.00
Below $300.00$5.00

Open a Business Checking Account Today

We make it easy to find the right account and get started. Visit your nearest Round Top State Bank branch to speak with a banker and open your account today.

Speak with a Banker

Visit a Branch to Get Started

Our team is here to help you choose the right business checking account for your needs.

At Round Top State Bank, we’re committed to helping local businesses succeed with checking accounts that offer value, flexibility, and personal service.

Let us help you find the right solution—stop by a branch today.

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