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FDIC

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Mortgage & Real Estate Loans

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Beautiful home at sunset
Home under construction
aerial view of green fields

Financing Solutions for Homebuyers, Investors, and Landowners

Owning a home or investing in real estate is a big step—one that requires a lender who understands the market and your unique needs.

At Round Top State Bank, we offer flexible home mortgage and real estate loan options, with competitive rates and local lenders ready to guide you through the process.

Whether you’re buying your first home, refinancing, or investing in land, we’re here to help.

Contact a Lender

Equal Housing Lender

Real Estate Loans from Round Top State Bank

Home Mortgage - Primary & Second Home Loans

Financing for your first home, vacation home, or second residence.

Apply OnlineHome Loan Printable Application

Interim Construction Loans

Short-term financing for building a new home or property.

Apply OnlineConstruction Loan Printable Application

Rental & Investment Properties

Loans for non-owner-occupied homes, ideal for rental income or investment.

Apply OnlineCommercial Credit Printable Application

Refinancing

Lower your mortgage rate or adjust your loan terms with our refinancing options.

Apply OnlineRefinance Loan Printable Application

Home Equity Loans

Use the equity in your home to finance large expenses or consolidate debt.

Apply OnlineHome Equity Printable Application

Home Improvement Loans

A draw-based loan designed for renovations, with funds released as work is completed.

Apply OnlineHome Loan Printable Application

Manufactured & Mobile Homes with Real Estate

Secure financing for mobile and manufactured homes with land.

Apply OnlineHome Loan Printable Application

Land or Lot Loans

Purchase land for investment, resale, agricultural use, or a lot to build a home on.

Apply OnlineLand or Lot Loan Printable Application

Land Development Loans

Financing for subdividing land or preparing it for resale or future construction.

Apply OnlineCommercial Credit Printable Application

Beautiful new kitchen
Land under development

Additional Forms

  • Automatic Transfer Authorization
  • Personal Financial Statement

Nationwide Mortgage Licensing System Roster

Institution ID 663334

Kyle Fricke NMLS ID: 759138  

Tim Huebner NMLS ID: 759038  

Jared Krebs NMLS ID: 969988  

Dave Weishuhn NMLS ID: 759036

Sloan Exner NMLS ID: 1886393

Lisa Noack NMLS ID: 759040

Christopher Kaspar NMLS ID: 1723218

Sharon Chovanec NMLS ID: 759043

Sherry Pfluger NMLS ID: 615337

Michele Pietsch-Stokes NMLS ID: 1213819

Candice Walch NMLS ID: 2245534

Diane Walch NMLS ID: 759041

Robert Randig NMLS ID: 612378

Johnnie Mikeska NMLS ID: 1069814

Montgomery Raesz NMLS ID: 2552354

Regina Wharton NMLS ID: 212368

Michael Beczak NMLS ID: 1789582

The Round Top State Bank Advantage

  • Low, Competitive Rates
  • Quick Turnaround Time
  • Experienced Local Lenders
  • Local Servicing & Decision-Making

Homeownership and real estate investments should be exciting, not overwhelming. Let us help you finance your future.

Contact a Lender

Round Top State Bank
Equal Housing Lender

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