Round Top State Bank | Local Bank in Round Top, TX

ATTENTION: Please be aware of scammers pretending to be from our bank, using tactics designed to create urgency or fear. They might ask for sensitive information such as your account number, online banking login, one-time passcodes, or debit card details. Remember, our bank will never call you and ask for this information.

If you receive a suspicious call, text message or email, do not share any personal or financial details. Hang up or close the text/email message immediately and contact us directly using the phone number listed on our official website or the back of your debit card. If something doesn’t feel right, trust your instincts – it’s always better to verify!

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Local Roots. Local Decisions. Local Bank.

Business Loans

Learn more about our commercial loans.

Our Business Loans

Personal Loans

Learn more about the different types of personal loans we offer.

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Personal
Accounts

Business
Accounts

Real Estate
Loans

Personal
Loans

We're More Than a Bank
We're Your Neighbor

For over 100 years, Round Top State Bank has served individuals, families, and businesses across Central Texas with a simple promise: modern banking, delivered with personal care.

Whether you're opening your first account, buying a home, expanding a business, or just need a place that knows your name—we're here to help.

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Join the Round Top State Bank Family

Personal Checking

Browse checking options available to Round Top State Bank account holders.

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Personal Savings

We offer several options to help our clients save for the future.

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Loans

From cars to homes, we offer a full line of lending options for our clients.

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Business
Accounts

Business Checking

Our commercial checking accounts are designed for local businesses.

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Business Savings

Set aside future expenses while growing your reserve capital.

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Commercial Lending

From equipment to farms, we offer a broad range of commercial loan products.

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Local Communities. Local Businesses. Local Bank.

At Round Top State Bank, you get the best of both worlds—modern convenience and personal service.

We offer the tools you expect—online banking, mobile access, and a full suite of products—paired with local relationships, honest advice, and decisions made right here in your community.

You’re never just an account number. You’re a neighbor. And we’re here to help you reach your goals with straightforward solutions and dependable support.

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