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Round Top State Bank
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FDIC

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Personal Checking & Savings Accounts

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Simple. Flexible. Local.

Find the right account to fit your lifestyle—all backed by friendly, local service and modern banking tools.

Checking Accounts

Personal Checking

A flexible, everyday account with no monthly fee when you maintain a $500 balance. Free debit card and first checks included.

Senior Checking

Designed for customers age 60+. No monthly fee, lower cost basic checks on future orders, and free debit card. Just $100 to open.

Student Checking

For full-time students of any age. No monthly fee, $100 to open, free debit card, and first book of checks included.

Checking Plus

Everyday checking with extra perks. Free checks for life, AD&D insurance, free cashier’s checks, and discounted wire transfers.

Interest-Bearing Accounts

Checking Plus with Interest

All the benefits of Checking Plus, including interest earnings for customers maintaining a $1,000 balance or more.

NOW Account

Interest-bearing account for individuals, sole proprietors, nonprofits, and government entities. No transaction limits. Free checks and a debit card.

Money Market Fund

Earn higher interest while maintaining access to your funds. Free debit card, checks, and deposit slips with low fees.

Savings Account

Ideal for building savings with flexible access. Earns interest and requires just $100 to open.

Certificate of Deposit

Enjoy higher interest rates with Round Top State Bank’s suite of CD accounts. Our team will find one that fits your unique financial needs.

Retirement Accounts

An Individual Retirement Account (IRA) is a great solution to save money for retirement with tax advantages (Contact your Tax Advisor for more information). The team at Round Top State Bank can help you pick the right investment vehicle for your situation.

Traditional IRA

A traditional IRA is a retirement product designed to help you save for your future, with the option of taxes deferred on any potential investment growth.

Roth IRA

A Roth IRA is a retirement product to which you contribute after-tax dollars.

Learn More About Retirement Accounts

Find a Round Top State Bank Branch

We proudly serve Central Texas with convenient locations and friendly, local service. Visit your nearest branch to open an account or speak with a banker.

Locate a Branch

Round Top State Bank
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