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Consumer Loans

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Flexible. Local. Designed for You.

Life comes with big moments and unexpected expenses. Whether you're financing a new car, consolidating debt, or making home improvements, a personal loan from Round Top State Bank gives you the flexibility you need—backed by local service you can trust.

Personal Loans from Round Top State Bank

Secured Personal Loans

A secured loan requires collateral, such as a savings account, certificate of deposit (CD), or vehicle title.

Common Uses:

  • Financing a new or used car, boat, or recreational vehicle
  • Borrowing against savings while keeping funds intact
  • Larger loan amounts with longer repayment terms
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Personal Loans

Common Uses:

  • Consolidating high-interest debt into a single, manageable payment
  • Covering unexpected expenses like medical bills or home repairs
  • Paying for large purchases or special events

How to Apply

We offer several ways to apply for a personal loan:

Apply OnlinePrintable Application

Talk to a Lender

Prefer a personal touch? Our lenders are happy to walk you through your options and help you find the right loan.

Contact a Lender

Low Rates, Fast Approvals, and Trusted Local Lending

A personal loan from Round Top State Bank gives you the financial flexibility you need—backed by local service and support.

Let us help you take the next step.

Round Top State Bank
Equal Housing Lender

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