Locations Contact
Log In
Round Top State Bank
  • Home
  • About
  • Personal
    • Personal Checking
    • Checking Plus
    • Checking Plus with Interest
    • NOW Account
    • Money Market Fund
    • Senior Citizen
    • Student
    • Savings
    • Certificate of Deposit
    • IRA
    • Debit Card Services
  • Business
    • Business Checking
    • Business Savings
  • Rates
  • Lending
    • Consumer Loans
    • Ag Loans
    • Business Loans
    • Real Estate Loans
  • Mobile Banking
FDIC

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Money Market Account

Username:
Password:
Enroll now. Forgot Password?
Username:
Password:
Forgot password or PIN?
two men reviewing data graphs

Grow Your Savings While Keeping Funds Accessible

For those looking to earn higher interest without locking their money away, the Round Top State Bank Money Market Account offers the perfect balance of growth and flexibility.

With a competitive interest rate, a free debit card, and free introductory starter checks, this account is designed for individuals who want to maximize their earnings while keeping their money within reach.

Features & Benefits

  • Earn Higher Interest based on your Account Balance – Competitive rates help grow your savings faster. See Interest Rates
  • Easy Access to Funds – Enjoy the flexibility of a savings account with check-writing privileges.
  • Free Introductory Starter Checks & Deposit Slips Free.
  • Free Debit Card – Secure, convenient access to your funds.
  • FDIC Insured – Your deposits are safe and secure.

Find a Branch

Balance Requirements & Fees

Requirement

Details

Minimum to Open

$2,500

Minimum Daily Balance to avoid a service charge and obtain APY as listed

$2,500

Monthly Service Charge

$15.00 if balance falls below minimum daily balance of $2,500 during any day of the monthly statement cycle

Excess Transaction Fee

$5.00 per debit transaction for each item in excess of 6 during a monthly statement cycle

The insurance portion of this account is: not a deposit, not FDIC insured, not insured by any federal governmental agency, not insured by the Bank.

The information on the account does not constitute a full account disclosure. For more information, please contact a New Accounts Representative.

Open Your Money Market Account Today

We make it easy to start earning more while keeping your money accessible. Visit your nearest Round Top State Bank branch to open an account today.

Ready to make the switch from your old bank? Download a switch kit and send it to your local branch.

Find A Branch  Download a Switch Kit

Round Top State Bank
Equal Housing Lender

Resources

  • Consumer Safety
  • Customer Complaint Notice
  • To view PDFs, you may download Acrobat Reader here

Important Notices

  • Privacy Disclosure
  • EFT Disclosure
  • Website Terms of Use
  • Mobile Privacy Policy

Contact

  • Contact Us
  • Locations
Our bank is rated 5-stars by Bauer

©2025 Round Top State Bank | Website by GroupM7 Design