If you have suffered loss of income or business due to COVID-19, contact your loan officer about our modification program.


NOW Account


  • $1,000.00 minimum to open account
  • $1,000.00 balance required to avoid a service charge & to obtain APY as listed
  • Monthly service charge of $5.00 will be charged if balance falls below $1,000.00 on any day during the monthly statement cycle.

Features & Charges

Method of computation

Daily Balance

Interest compounded


Interest credited


Statement Period


Check printing

Cost varies depending on the style of the checks ordered.

Overdraft Charge

$30.00 per item

Nonsufficient funds (NSF) charge

$30.00 per item

Stop Payment Charge

$22.00 per item

Deposit Check Return Charge

$3.00 per item

CORPORATE ACCOUNTS Are Not Eligible to maintain a NOW Account. Please inquire about account eligibility.

For INTEREST RATE and ANNUAL PERCENTAGE YIELD information see Interest Bearing Accounts


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The Daily Balance is determined by the application of a daily periodic rat to the full amount of principal in the account each day.

Accrual of interest on non-cash deposits: Interest begins to accrue when funds are collected.

If you close your account before interest is credited, you will receive the accrued interest up to, but not including, date of closure.

Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account at any time.