If you have suffered loss of income or business due to COVID-19, contact your loan officer about our modification program.


Savings Account


  • $100.00 minimum to open account
  • $10.00 balance required to avoid a service charge

Features & Charges

Quarterly Service Charge

$1.00 if balance falls below $10.00 on any day during the quarterly statement cycle

Statement Period


Overdraft Charge

$30.00 per item

Non-sufficient Funds (NSF) Charge

$30.00 per item

Stop Payment Charge

$22.00 per item

Deposit Check Return Charge (Charge Back)

$3.00 per item

Method of Computation

Daily Balance

Interest Compounded


Interest Credited


Accrual of interest on non-cash deposits

Interest begins to accrue when funds are collected

For interest rate and annual percentage yield information see Interest Bearing Products



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The Daily Balance is determined by the application of a daily periodic rate to the full amount of principal in the account each day.

If you close your account before interest is credited, you will receive the accrued interest up to, but not including, date of closure.
Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account at any time.

Transaction Limitations: Transfers from a Savings account to another account or to third parties by preauthorized, automatic or telephone are limited to six per month. If you exceed these limits, we may change your account, with advance notice, to a checking plan, or close your account.

Fees: An excess withdrawal fee of $1.00 will be charged for each withdrawal in excess of six during a quarterly statement cycle.