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Consumer Loans

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Flexible. Local. Designed for You.

Life comes with big moments and unexpected expenses. Whether you're financing a new car, consolidating debt, or making home improvements, a personal loan from Round Top State Bank gives you the flexibility you need—backed by local service you can trust.

Personal Loans from Round Top State Bank

Secured Personal Loans

A secured loan requires collateral, such as a savings account, certificate of deposit (CD), or vehicle title.

Common Uses:

Financing a new or used car, boat, or recreational vehicle
Borrowing against savings while keeping funds intact
Larger loan amounts with longer repayment terms

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Personal Loans

Common Uses:

Consolidating high-interest debt into a single, manageable payment
Covering unexpected expenses like medical bills or home repairs
Paying for large purchases or special events

How to Apply

We offer several ways to apply for a personal loan:

Apply Online Printable Application

Talk to a Lender

Prefer a personal touch? Our lenders are happy to walk you through your options and help you find the right loan.

Contact a Lender

Low Rates, Fast Approvals, and Trusted Local Lending

A personal loan from Round Top State Bank gives you the financial flexibility you need—backed by local service and support.

Let us help you take the next step.